FCRA / GLBA Policy

Fair Credit Reporting Act (FCRA) Compliance Statement

Justice Solutions Group LLC DBA “OnTrial” is committed to compliance with the Fair Credit Reporting Act (FCRA) and all applicable federal and state laws regarding the collection, use, and dissemination of consumer information. This policy outlines our commitment to responsible information handling practices.

Permissible Purposes OnTrial provides research reports and information services only to verified clients who have demonstrated a legitimate permissible purpose as defined by the FCRA and applicable laws. Authorized permissible purposes include:

• Legal and Litigation Purposes • Debt Collection and Judgment Recovery • Fraud Prevention or Detection • Insurance (Approval and Investigations)

Restrictions and Prohibited Uses Information provided by OnTrial may not be used for: • Employment screening (except as specifically authorized for corporate officers/directors) • Credit or lending decisions • Tenant screening • Any purpose not explicitly authorized by the FCRA or applicable laws

Corporate Officer/Director Investigations In cases where information is requested for vetting corporate directors or officers, additional FCRA-compliant procedures and forms will be required. Clients must complete specific authorization forms and follow prescribed protocols for such investigations.

Client Obligations By using our services, clients agree to:

  1. Maintain confidentiality of all received information

  2. Use information only for the declared permissible purpose

  3. Follow all FCRA requirements and applicable laws

  4. Properly dispose of sensitive information

  5. Implement appropriate security measures to protect data

Compliance with GLBA As required by the Gramm-Leach-Bliley Act (GLBA), OnTrial maintains strict information security protocols and safeguards all sensitive data. We provide transparent information about our data-sharing practices to all customers.

Consumer Rights Under the FCRA, consumers have specific rights regarding their personal information. OnTrial respects these rights and will cooperate with legitimate consumer requests regarding their information in accordance with the law.

Certification Users of our services must certify that they: • Have a permissible purpose for requesting information • Will use the information only for the certified purpose • Will not resell or redistribute the information except as permitted by law • Will maintain appropriate security controls

For questions about this policy or FCRA compliance matters, please contact us at our parent company website: www.jsgfirm.com

Updates to This Policy OnTrial reserves the right to update this policy as needed to maintain compliance with changing regulations and business practices. Updates will be posted on this website.

Last Updated: January 2025